This California Privacy Policy is for California Residents only and supplements 60MonthLoans’ Privacy Policy. This privacy policy is intended solely for, and is applicable only to, California residents. If you are not a California resident, this privacy policy does not apply to you and you cannot rely on it.
This privacy policy describes the personal information that 60MonthLoans (“we,” “our,” or “us”) collects in the course of its business, explains how this information is collected, used, shared, and disclosed, describes rights provided by the California Consumer Privacy Act (“CCPA”) and related regulations to California Residents (“consumers” or “you”) regarding their personal information, and explains how consumers can exercise those rights.

RIGHT TO KNOW ABOUT PERSONAL INFORMATION COLLECTED, DISCLOSED, OR SOLD

If you are a California resident, you have the right to request that we disclose what personal information we have collected about you. This right includes the right to request any or all of the following:

• Specific pieces of personal information that we have collected about you;
• Categories of personal information that we have collected about you;
• Categories of sources from which the personal information was collected;
• Categories of personal information that we sold (if applicable) or disclosed for a business purpose about you;
• Categories of third parties to whom the personal information was sold (if applicable) or disclosed for a business purpose; and
• The business or commercial purpose for collecting or, if applicable, selling personal information.

The CCPA defines “sell” to mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a California resident’s personal information to another business or a third party for monetary or other valuable consideration.

COLLECTION OF PERSONAL INFORMATION

We currently collect and, in the twelve twelve months prior to the “last updated” date of this Privacy Policy, have collected the following categories of personal information about California residents directly from them, credit reporting bureaus and lead generators:

• Identifiers (name, alias, postal address, online identifier, internet protocol address, email address, account name, Social Security number, driver’s license number, passport number, and other types of state identification cards);
• Unique personal identifiers (cookies, beacons, pixel tags, mobile ad identifiers, or other similar technology);
• Telephone number;
• Signature;
• Bank account number;
• Credit and debit card number;
• Other financial information (e.g., income);
• Internet or other electronic network activity information (browsing history; search history; and information regarding consumer’s interaction with website, application or advertisement);
• Geolocation data;
• Commercial information (records of products or services purchased, obtained or considered);
• Education information;
• Professional or employment-related information (e.g., occupation and employer name);
• Protected classifications (race, color, sex/gender, age (40 and older), national origin, disability, citizenship status, marital status, medical condition, military status); and
• Audio (e.g., voice recording).

As mentioned above, if you are a California resident who has a financial product or service with us, much of the personal information that we collect is exempt from the CCPA. Your choices and rights with respect to our use and sharing of that information are subject to our Privacy Notice. In addition to the purposes stated above in the section “COLLECTING AND USING INFORMATION,” we currently collect and have collected and sold the above categories of personal information for the following business or commercial purposes:

• Specific pieces of personal information that we have collected about you;Detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity;
• Maintaining or servicing accounts, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, and providing analytic services;
• Auditing related to a current interaction with a consumer and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance with this specification and other standards;
• Debugging to identify and repair errors that impair existing intended functionality;
• Undertaking internal research for technological development and demonstration; and
• Advancing our commercial or economic interests, such as by inducing another person to buy, join, subscribe to, provide, or exchange products, goods, property, information, or services, or enabling or effecting, directly or indirectly, a commercial transaction.

DISCLOSURE OR SALE OF PERSONAL INFORMATION

The following table identifies the categories of personal information that we disclosed for a business purpose to service providers or sold to third parties in the twelve months preceding the last update of this Privacy Policy and, for each category, the category of service providers or third parties to whom the personal information was sold or disclosed:

Categories of Personal Information	Category of Service Providers	Category of Third Parties
Identifiers (name, alias, postal address, email address, account name, Social Security number, driver’s license number, passport number, and other types of state identification cards); signature	Email, website hosting, maintenance, data backup, and data analysis providers; business partners who provide services to us to facilitate our providing of financial products to consumers; government agencies
Unique personal identifiers (cookies, beacons, pixel tags, mobile ad identifiers, or other similar technology); identifiers (online identifier and internet protocol address)	Data analytics provider	Advertising networks
Geolocation data	Data analytics providers; business partners who provide services to us to facilitate our providing of financial products to consumers
Education information; professional or employment-related information (e.g., occupation and employer name); protected classifications (race, color, sex/gender, age (40 and older), national origin, disability, citizenship status, marital status, medical condition, military status); other financial information (e.g., income); commercial information (records of products or services purchased, obtained or considered)	Business partners who provide services to us to facilitate our providing of financial products to consumers
Internet or other electronic network activity information (browsing history; search history; and information regarding consumer’s interaction with website, application or advertisement)	Website hosting and data analysis providers

We do not knowingly collect or sell the personal information of minors under 16 years of age.

RIGHT TO REQUEST DELETION OF PERSONAL INFORMATION

If you are a California resident, you have the right to request that we delete the personal information about you that we have collected. However, per the CCPA, we are not required to comply with a request to delete if it is necessary for us to maintain the personal information in order to, for example, complete a transaction, detect security incidents, comply with a legal obligation, or otherwise use the personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

HOW TO SUBMIT A REQUEST TO KNOW OR DELETE

You may submit a request to know or delete via a web form available here or by calling as at 1-844-707-7300. If you submit a request to delete online, you may be asked to confirm separately that you want your personal information deleted.

OUR PROCESS FOR VERIFYING A REQUEST TO KNOW OR DELETE

If we determine that your request is subject to an exemption or exception, we will notify you of our determination. If we determine that your request is not subject to an exemption or exception, we will comply with your request upon verification of your identity and, to the extent applicable, the identity of the California resident on whose behalf you are making such request. We will verify your identity either to a “reasonable degree of certainty” or a “reasonably high degree of certainty” depending on the sensitivity of the personal information and the risk of harm to you by unauthorized disclosure or deletion as applicable.
For requests to access categories of personal information and for requests to delete personal information that is not sensitive and does not pose a risk of harm by unauthorized deletion, we will verify your identity to a “reasonable degree of certainty” by verifying at least two data points that you previously provided to us and which we have determined to be reliable for the purpose of verifying identities. For requests to access specific pieces of personal information or for requests to delete personal information that is sensitive and poses a risk of harm by unauthorized deletion, we will verify your identity to a “reasonably high degree of certainty” by verifying at least three pieces of personal information previously provided to us and which we have determined to be reliable for the purpose of verifying identities. In addition, you will be required to submit a signed declaration under penalty of perjury stating that you are the individual whose personal information is being requested.

RIGHT TO OPT-OUT OF SALE OF PERSONAL INFORMATION

If you are a California resident, you have the right to direct us to stop selling your personal information.
The CCPA defines “sell” to mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a California resident’s personal information to another business or a third party for monetary or other valuable consideration. To opt-out of our use of third-party advertising Cookies, please see the section “How You Can Opt-Out of Cookies” above. You may submit a request to opt-out of sales via web form by clicking on this link:” .“ You also may submit a request by calling us tollfree at 1-844-707-7300.

RIGHT TO NON-DISCRIMINATION FOR THE EXERCISE OF A CALIFORNIA RESIDENT’S PRIVACY RIGHTS

We will not discriminate against California residents if they exercise any of the rights provided in the CCPA as described in this section “NOTICE TO CALIFORNIA RESIDENTS.” As such, we will not deny goods or services to that California resident; charge different prices or rates for goods or services, including through the use of discounts or other benefits or imposing penalties; provide a different level or quality of goods or services to the California resident; or suggest that the California resident will receive a different price or rate for goods or services or a different level or quality of goods or services. However, we are permitted to charge a California resident a different price or rate, or provide a different level or quality of goods or services, if that difference is reasonably related to the value provided to us by the individual’s data.

AUTHORIZED AGENTS

If you are submitting a request on behalf of a California resident, please submit the request through one of the designated methods discussed above. After submitting the request, we will require additional information to verify your authority to act on behalf of the California resident.

ACCESSIBILITY

We are committed to ensuring this Privacy Policy is accessible to individuals with disabilities. If you wish to access this Privacy Policy in an alternative format, please contact us as described below.

HOW TO CONTACT US

To contact us for questions or concerns about our privacy policies or practices please call us toll-free at 1-844-707-7300.